At Radiant Mortgage, we offer competitive rates and flexible terms to suit your unique home financing needs. Whether you’re looking for the stability of a fixed-rate or the potential savings of an adjustable-rate loan, the Radiant team is here to help. Check out today’s rates.
| Loan Type | Rate | APR | Points | Monthly Payment |
|---|---|---|---|---|
| 30-Year Fixed Rate | 6.125% | 6.292% | 1.750 ($6,125.00) | $2,126.64 |
| 15-Year Fixed Rate | 5.500% | 5.733% | 1.500 ($5,250.00) | $2,859.79 |
| FHA | 5.875% | 6.887% | 1.500 ($4,578.75) | $1,805.67 |
| VA | 5.990% | 6.444% | 1.500 ($6,198.00) | $2,474.69 |
| Jumbo | 6.625% | 6.772% | 1.500 ($13,500.00) | $5,762.80 |
Rates and terms displayed are based on hypothetical parameters and may not apply to your individual situation. Rates and terms displayed provide approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates. This is not a mortgage loan approval or commitment to lend. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario and your credit history. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. Restrictions may apply.
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Tell us your situation and we can give you low accurate rates.
| Loan Type | Rate | APR | Points | Monthly Payment |
|---|---|---|---|---|
| 30-Year Fixed Rate | 6.375% | 6.532% | 1.625 ($4,875.00) | $1,871.61 |
| 15-Year Fixed Rate | 5.990% | 6.227% | 1.500 ($4,500.00) | $2,529.95 |
| FHA | 5.875% | 6.900% | 1.625 ($4,960.31) | $1,805.67 |
| VA | 6.000% | 6.467% | 1.625 ($5,035.88) | $1,858.01 |
Rates and terms displayed are based on hypothetical parameters and may not apply to your individual situation. Rates and terms displayed provide approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates. This is not a mortgage loan approval or commitment to lend. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario and your credit history. The actual fees, costs, and monthly payment on your specific loan transaction may vary, and may include city, county, or other additional fees and costs. The payment amount does not include homeowners’ insurance, flood insurance (if applicable), or property taxes that must be paid in addition to your loan payment. Restrictions may apply.
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Tell us about your current loan and property to get accurate refinance rates.
Our most popular loan for borrowers who qualify. Conventional loans offer more flexibility and options, but typically require a higher credit score and down payment.
A government-backed mortgage for low- to moderate-income borrowers in eligible rural and suburban areas, offering no down payment and competitive interest rates.
Down payment assistance loans to help homebuyers pay for a down payment and closing costs.
Radiant Mortgage also offers a variety of non-qualified mortgage loans, including Debt Service Coverage Ratio, Bank Statement, Stated Income, and P&L loans.
