Refinancing your mortgage is about taking control of your financial future — ensuring you and your family have a comfortable, secure place to call home.
At Radiant Mortgage, we provide flexible solutions that align with your personal goals. From reducing monthly payments, shortening your loan term, or tapping into your home’s equity, no matter where you are in your homeownership journey, we’re here to guide you.
Let us help you take control of your finances and achieve the peace of mind you deserve.
This option allows you to change the interest rate, loan term, or both without increasing the loan amount. It’s ideal for lowering monthly payments or shortening the loan term to pay off your mortgage faster.
A cash-out refinance allows you to borrow more than you currently owe on your home, using the equity you’ve built up. You can use the extra cash for home improvements, debt consolidation, or other financial needs.
This option is available for government-backed loans like FHA, VA, or USDA loans. It often requires less documentation and no appraisal, making it faster and easier to reduce your interest rate or switch loan terms.
Calculate the number of months it will take for you to break-even on a refinanced loan.
Default amounts are hypothetical and may not apply to your individual situation. This calculator provides approximations for informational purposes only. Actual results will be provided by your lender and will likely vary depending on your eligibility and current market rates.
